expat money thailand

The monthly budget for retirement in Thailand depends on lifestyle, location, and personal preferences. Here’s a general breakdown:

1. Basic Budget ($800–$1,500 per month)

• Utilities: $50–$100
• Groceries: $150–$250
• Eating Out: $100–$200 (local food)
• Transportation: $50–$100
• Health Insurance: $100–$200
• Entertainment/Misc: $100–$200

2. Mid-Range Budget ($1,500–$3,000 per month)

• Rent: $600–$1,200 (condo in Bangkok, Pattaya, Hua Hin, or Phuket)
• Utilities: $100–$150
• Groceries: $250–$400
• Eating Out: $200–$400 (mix of local and Western restaurants)
• Transportation: $100–$200 (Grab, taxis, or personal vehicle)
• Health Insurance: $200–$400
• Entertainment/Misc: $300–$500

3. Luxury Budget ($3,000+ per month)

• Rent: $1,500+ (luxury condo or villa)
• Utilities: $150+
• Groceries: $400+
• Eating Out: $400+ (fine dining, bars, etc.)
• Transportation: $200+ (private car, first-class flights)
• Health Insurance: $400+
• Entertainment/Misc: $500+

Other Considerations

• Visa costs: ~$1,000 per year (for a Retirement Visa)
• Healthcare: Private hospitals are high quality but can be expensive without insurance.
• Exchange rates: Fluctuations in USD/THB or other currencies may impact your budget.
• Inflation: Costs can rise, especially in popular expat areas.